If you're a salaried individual planning to buy your dream home, understanding home loan eligibility is the first step. Lenders evaluate multiple factors such as your monthly income, age, credit score, company profile, and existing EMIs before approving a loan. To improve your chances of approval: Maintain a good CIBIL score (above 750 is preferred). Choose a longer loan tenure to lower EMIs. Ensure stable employment and consistent salary credits. Reduce your current financial liabilities. Banks usually offer up to 80-90% of the property value as a loan, provided you meet the necessary income and documentation requirements. The better your financial profile, the higher the loan amount you can get. Also, for those interested in upcoming real estate investment options with financing support, check out the Trump World Center Project Details to explore premium living spaces with the potential for long-term value appreciation.