Co nen mua Vinhomes Wonder City bang von vay?

Xu huong dung von vay trong dau tu bat dong san

vinhomes wonder city boi canh thi truong bat dong san co nhieu bien dong, viec su dung von vay de dau tu da tro thanh chien luoc pho bien. Voi chinh sach ho tro tu cac ngan hang, nhieu khach hang da co co hoi so huu nha o cao cap ma khong can qua nhieu von ban dau.

Loi ich khi vay mua Vinhomes Wonder City



Thu nhat, don bay tai chinh giup khach hang toi uu dong tien. Chi can mot phan von tu co, khach hang da co the so huu can ho, biet thu hoac shophouse tai Wonder City, dong thoi tan dung chinh sach an han goc va lai.

Thu hai, lai suat vay mua nha tai Vinhomes Wonder City dang o muc canh tranh, dac biet trong giai doan mo ban. Dieu nay giup giam ap luc tai chinh trong nhung nam dau tien.

Thu ba, bat dong san tai Wonder City co tiem nang tang gia manh me nho ha tang va quy hoach. Khi gia tri tai san tang, loi nhuan mang lai se bu dap duoc chi phi vay von.

Rui ro can can nhac

Du vay, khach hang cung can tinh toan ky kha nang tra no va dong tien hang thang. Neu su dung von vay, nen chon ty le vay phu hop, khong vuot qua 50% gia tri bat dong san, de dam bao an toan tai chinh.

Chinh sach vay linh hoat tu ngan hang doi tac

Khach hang khi mua Wonder City co the tiep can goi vay len den 70% gia tri can ho, thoi han toi da 20 – 25 nam. Mot so ngan hang con ap dung an han no goc 12 – 24 thang, tao dieu kien tot cho nguoi vay.



Loi the khi dung von vay de dau tu cho thue

Neu chon mua ban tu lap vinhomes wonder city hoac biet thu cho thue, loi nhuan hang thang co the dung de tra mot phan goc va lai vay. Day la cach nhieu nha dau tu kheo leo tan dung don bay tai chinh ma van duy tri duoc dong tien on dinh.

So sanh lai suat vay giua cac ngan hang

Trong nam 2025, nhieu ngan hang ap dung lai suat tu 7 – 9%/nam co dinh trong 1 – 2 nam dau. Muc nay thap hon mat bang chung cac nam truoc, do do la thoi diem tot de su dung von vay dai han.

Chien luoc su dung von vay an toan

Khach hang nen chia nho dong tien, khong don het vao mot san pham, dong thoi tinh toan kha nang tra no tu thu nhap on dinh. Viec chuan bi quy du phong it nhat 6 thang se giup han che rui ro trong giai doan dau.

Ket luan

Mua Vinhomes Wonder City bang von vay la lua chon hop ly trong nam 2025, dac biet voi nhung ai muon tan dung chinh sach uu dai va tiem nang tang gia. Tuy nhien, can co ke hoach tai chinh ro rang de toi uu loi ich va han che rui ro.